Services

I strive to help clients create an investment portfolio that produces an appropriate diversification based on their individual goals and risk tolerance. My goal is to help clients receive the highest rate of return with the least amount of risk. I can assist with a number of investment vehicles, including bonds, stocks, ETFs, mutual funds, and more. Beyond individual portfolios, I also offer investment management services for trusts. It's important to keep in mind that investing involves risk and no strategy can assure success or protect against loss.

Typically, clients planning for retirement are less focused on taking risks and more focused on managing and preserving their wealth. With this in mind, I create conservative strategies with a focus on risk management. I seek to identify opportunities for building a consistent income that will last through retirement and help clients determine when they may be able to retire. The retirement income planning process often includes analyzing income sources, managing assets, determining future expenses, and estate planning. I also assist business owners with implementing and managing 401(k) retirement plans, addressing concerns they or their employees may have, such as program costs, how much money employers and employees can contribute, and how to avoid hidden fees.

Many individuals want to leave a legacy for their family. As clients approach and live in retirement, I can assist with their estate planning needs, including offering insight and appropriate recommendations. Estate planning is critical for ensuring one’s wishes are carried out. Without a plan, the state will handle the assets according to probate laws and taxes can quickly add up. I can help clients identify how they want to pass on their assets, who will receive what, and when and how. Additionally, I can work with their attorneys and other professionals to help ensure an appropriate estate plan is in place.

Having the right insurance can help protect one’s financial strategy. I can evaluate clients’ current risk plans to determine if they adequately meet their needs. In developing a comprehensive financial strategy, I help clients address their insurance needs and assess appropriate options, including life, disability, and long-term care insurance.